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VCSC Daily - Volume up on ANZ sale of STB – Deposit rate violations start to appear

We just published our 2012 Strategy Report. We believe that although Vietnam is going through a deleveraging cycle that exposes serious issues in the banking sector amid a bursting real estate bubble, the back bone of the economy, that is agriculture, manufacturing and services has been and will remain strong in 2012. Pains will be inevitable, but we do not adhere to the Armageddon scenario that some people have become accustomed to believe in. We argue that Vietnam will fare better than most ot