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VCB - NIM lift accompanied by serene credit quality - Earnings Flash

VCB released results for H1 2018 with a consolidated NPAT-MI of VND6.4tn (USD280mn, +52% YoY). In particular, consolidated Q2 2018 achieved a bottom line of VND2.9tn (USD127mn; +45% YoY, -16% QoQ). Q2 results were driven by: