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TPB - A notch below our core private bank peer group - Listing Note

In a climate where most banking stocks are marching forward, with the exception of STB and EIB, euphoria must make way for caution when necessary. To be clear, TPB is not to be grouped with STB and EIB, but we feel there are enough issues to place TPB in a category between STB/EIB and the bulk of our private bank peer group.