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ACB - Polished AGM performance assures on asset clean-up but regaining retail crown will be tough - AGM Note

Chairman, CEO and Standard Chartered (“SCB”) rep. line-up deliver professional and transparent Q&A session that assures asset clean-up on track. Clearly our pick among private JSBs. However retail lending arena now has heavyweight presence of big 3 SOE banks, with their inherent cost of funds advantage, and nothing said today assures of ACB’s ability to fend off the competition.